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Terms of Service

Last updated: October 7, 2026

Thank you for using Garden100. These Terms of Service ("Terms") govern your use of the Garden100 application and related services ("Garden100", "the app", "we", "us", or "our").

By using Garden100, you agree to these Terms. If you do not agree with these Terms, please do not use the app.

1. About Garden100

Garden100 is a portfolio monitoring application designed to help users organize and monitor US stock portfolios.

Garden100 is intended for personal portfolio monitoring, educational purposes, and tracking. It does not provide stock trading or brokerage services.

2. Your Portfolio Data

Garden100 uses Google Sheets to store your portfolio and financial data. Your portfolio data is stored in your own Google Sheet. Garden100 does not maintain a separate copy of your portfolio records on our servers.

Garden100 reads information from your Google Sheet and presents that information within the app. You are responsible for maintaining your Google account and Google Sheet, including keeping your account credentials secure.

3. Financial Information & Disclaimer

Financial and portfolio information displayed by Garden100 is provided for informational and monitoring purposes only.

Garden100 does not provide investment, financial, tax, legal, or other professional advice. Information displayed in the app may be delayed or subject to data feed variations. Always independently verify market information before making financial decisions. Garden100 does not recommend, endorse, or advise you to buy, sell, or hold any security.

4. No Trading Services

Garden100 does not execute trades or transactions on your behalf. The app does not act as a broker, dealer, investment adviser, or financial custodian.

5. Third-Party Services

Garden100 uses third-party services, including Google Sheets and Google APIs, to provide functionality. Your use of those services is subject to their respective terms and privacy policies.

6. Availability

We strive to keep Garden100 reliable, but we cannot guarantee that the app or its services will always be available, uninterrupted, or error-free. We may update or modify parts of the service at any time.

7. Limitation of Liability

To the maximum extent permitted by law, Garden100 and its developer shall not be liable for any loss or damage resulting from your use of or inability to use the app, including financial outcomes from personal investment decisions.

8. Privacy

Information regarding data practices is described in our Privacy Policy.

9. Contact

If you have questions about these Terms of Service, please reach out via [email protected].